3 Retirement Surprises (You May Not Like)

surprised-senior

Before you actually retire of into the sunset it is important to think ahead so you don’t have any unwanted surprises. A lot of time people are so excited to leave their job and retire that they don’t put much thought in how it will be when they no longer have to get up and go to work.

Here are just a few surprises that could leave you a bit unhappy in retirement.

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You Will Likely Spend More Money Than You Thought

This one is almost always true. You need to really break things down into “hard costs” and “fun Costs”.

Hard costs are things like:

  • Mortgage
  • Electric
  • Insurance
  • Auto / Transportation

Fun costs are things like:

  • Travel
  • Entertainment
  • Gifts
  • Shopping

If you have a plan and understand where money will go it makes things much easier to manage.

You and Your Spouse Will Both Be Home All Day!

Something a lot of couple don’t take into consideration is how life will be when you are both home at the same time. It might not seem like a big deal but many couple quickly find out that their privacy is no longer there. Statistics show that divorce rates are highest in the 50+ age category. We just need to put some thought into what we will do with all that free time. Which leads us to…

You May End Up Bored Out of Your Mind!

This is real. It’s important to make sure that you have things that will make you want to get out of bed in the morning. The quickest way to lose your mind is just sitting home watching the cable news shows. Statistics also show that the #1 cause of death is being sedentary. You need to get up and get out and enjoy your new life!

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