Medicare Supplement Plan D

Medicare Supplement Plan D is one of the insurance plans used to help cover certain costs not covered by Original Medicare. It is important to note that Medicare Supplement Plan D is not the same as Medicare Part D, which covers prescription drugs. 

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Coverage for Plan D

Plan D offers more coverage than Plans A and B:

  • Coinsurance payments (Medicare Part A) for inpatient hospital care up to an additional year after the Medicare benefits have been used up
  • Copayment or coinsurance expenses for Medicare Part B
  • First three pints of blood used in a medical procedure
  • Hospice care coinsurance expenses or copayments for Part A
  • Skilled nursing facility care coinsurance
  • Part A deductible
  • 80% of foreign travel emergency expenses but only up to plan limits

With Plan D, you can save thousands of dollars in medical expenses. If Medicare pays for a service, then there will be no worry about Plan D covering its portion of the benefits mentioned above.

What is not covered by Plan D?

While Plan D does offer more benefits than Plans A and B, it lacks the coverage for deductibles or excess charges from Medicare Part B. These will all be out-of-pocket expenses unless you choose to go with Plans F or G. 

As mentioned above, do remember that Plan D also does NOT offer coverage for prescription drugs as Medicare Part D does. There are no Medicare Supplement plans that cover prescription drugs.

Is Plan D right for me?

The decision to choose a Medicare Supplement plan is ultimately up to you. If you are looking for a plan that offers a reasonable amount of coverage, then Medicare Supplement Plan D might be worth looking into. The only issue is that Plan D is generally not offered by numerous insurance companies.

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Have more questions?

Let us help you!

If you are about to turn 65 and are concerned with what Medicare Supplement plan is the right one, give us a call at 877-885-3484 or send us an email at and we will provide you with the information you need. Our mission is to provide you with the help you need to find affordable supplements to protect you from out-of-pocket costs and provide added benefits.