Medicare Supplement Plan D

Medicare Supplement Plan D is one of the insurance plans used to help cover certain costs not covered by Original Medicare. It is important to note that Medicare Supplement Plan D is not the same as Medicare Part D, which covers prescription drugs. 

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Coverage for Plan D

Plan D offers more coverage than Plans A and B:

  • Coinsurance payments (Medicare Part A) for inpatient hospital care up to an additional year after the Medicare benefits have been used up
  • Copayment or coinsurance expenses for Medicare Part B
  • First three pints of blood used in a medical procedure
  • Hospice care coinsurance expenses or copayments for Part A
  • Skilled nursing facility care coinsurance
  • Part A deductible
  • 80% of foreign travel emergency expenses but only up to plan limits

With Plan D, you can save thousands of dollars in medical expenses. If Medicare pays for a service, then there will be no worry about Plan D covering its portion of the benefits mentioned above.

What is not covered by Plan D?

While Plan D does offer more benefits than Plans A and B, it lacks the coverage for deductibles or excess charges from Medicare Part B. These will all be out-of-pocket expenses unless you choose to go with Plans F or G. 

As mentioned above, do remember that Plan D also does NOT offer coverage for prescription drugs as Medicare Part D does. There are no Medicare Supplement plans that cover prescription drugs.

Is Plan D right for me?

The decision to choose a Medicare Supplement plan is ultimately up to you. If you are looking for a plan that offers a reasonable amount of coverage, then Medicare Supplement Plan D might be worth looking into. The only issue is that Plan D is generally not offered by numerous insurance companies.

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Have more questions?

Let us help you!

If you are about to turn 65 and are concerned with what Medicare Supplement plan is the right one, give us a call at 877-885-3484 or send us an email at [email protected] and we will provide you with the information you need. Our mission is to provide you with the help you need to find affordable supplements to protect you from out-of-pocket costs and provide added benefits.