Medicare Advantage – 5 Reasons To Stay Away
Medicare Advantage plans are sold by private insurance companies like Humana, United Healthcare, Aetna, Blue Cross Blue
Medicare Advantage plans are sold by private insurance companies like Humana, United Healthcare, Aetna, Blue Cross Blue
Both Medicare Part A and Part B. These MediGap plans will assist with both your hospital and outpatient coverage. There are 12 different plans available, each named after a letter A-N. Each lettered plan has a different coverage level, so it is important to assess all of your options.When you begin to review the different Medicare Supplement plans available, you will probably notice that there are a lot of different insurance carriers offering the same lettered plan for different prices. These premiums can differ by 10-100 dollars depending on the insurance company! It is crucial to remember that Medicare Supplement plans are all standardized. This means that the benefits of each lettered plan are the same regardless of the insurance carrier. For example the benefits under Plan G with insurance carrier A are the same as the benefits under Plan G with insurance carrier B. The benefits of each lettered plan are also regulated on both a state and federal level. Fortunately for you, it is somewhat of a buyer’s market, and you can choose which insurance company you prefer for all your supplement needs.Like most people, you’re probably relatively familiar with some of the big-name companies. It could’ve been through the insurance you got from work or a commercial or magazine ad. The majority of these companies offer all types of insurance, including Medicare supplement plans. The one thing that will differ between them is the rates for the coverage.
We take our work seriously and want to provide you with the best Medicare supplement insurance from one of the best companies around. We will help you choose the policy that fits your needs and the right company for you to work with so you aren’t left scrambling to pay a bill that you thought your insurance provider would pick up.
Here are some of the reputable companies we work with:
Many companies will offer a variety of benefits and possible discounts for their plans. They also offer the majority of the plans, giving you more options to choose from, so you have a better chance of getting what you want. Each one will have its own pricing structure, but all Medigap plans will be the same. If you’re considering Plan G, then this plan will offer the same coverage and benefits with Aetna as it will with Cigna. You won’t have to worry about any surprises.
Give us a call at 877-88KEITH (53484) an experienced agent will walk you through the available Medicare Supplement plans in your area.
Keep in mind that you aren’t required to purchase any of these plans. Remember, Medicare only covers 80% of your approved healthcare costs. Without a supplement plan, you will be responsible for paying the other 20% and any additional excess charges that get passed on to you. Even if you’re in excellent health at the moment, anything can happen down the road, and this added coverage will significantly reduce your expenses.
When you have made the decision to enroll in a Medicare Supplement plan, it is wise to utilize an independent agent who can work with multiple insurance carriers to help you enroll into a stable plan options. Give us a call at 877-88KEITH (53484) an experienced agent will walk you through the available Medicare Supplement plans in your area.
By speaking with experienced and licensed insurance brokers, we can guide you through the maze of Medicare to help you understand your choices, as well as find you the best Medicare Supplement price in your area.
We will send you a free, personalized Medicare Supplement quote and answer any questions you may have about Medicare Supplements. Reach out to us by giving us a call at 877-885-3484 or sending us an email at keith@medicarevideo.com.