Is Medicare Plan N Right For You?
When it comes to health insurance, Medicare ensures that you have different plans to choose from. This guide will determine if Medicare Plan N is right for you.
In 2018, nearly 60 million people were enrolled in a Medicare plan. Many of these people found having Part A or Part B alone didn’t cover enough of their medical expenses. That’s why many choose to enroll in one of the ten Medicare Supplemental Insurance Plans available, also known as MediGap plans.
One of those ten options is Medicare Plan N. If you’ve made it here, you’re likely wondering if Plan N is the right choice for you. Thankfully, you’ve come to the right place.
Continue reading to learn what Medicare Plan N is and what it does (or doesn’t) cover. Also, find out other essential information you’ll need to make the best decision on whether this MediGap plan is the right choice for you.
What Is Medicare Plan N?
Medicare Plan N is one of several supplement plans for seniors on Medicare. It covers many of the medical costs not covered by your primary insurance.
Plan N is the third most popular Medicare plan and has the third most coverage. Introduced in June of 2010, Medicare Plan N is relatively new. Thanks to low monthly premiums and a decent amount of coverage, this plan became immediately popular.
Who Needs Medicare Supplement Plans?
Many seniors who have Medicare as their primary insurance need a supplemental plan. People with preexisting conditions, however, are those who need it most. Using a supplemental insurance plan can help save a significant amount of overall medical expenses.
It’s important to understand these supplemental plans don’t cover certain types of medical visits. Vision and dental exams, for example, aren’t covered by any of these plans. You also won’t get coverage for chiropractors, acupuncturists, foot care, cosmetic surgery, or foot care.
What Does Medicare Plan N Cover?
Medicare Plan N has the third-most coverage of all supplemental insurance plan options. It covers different things, depending on whether you use Medicare Part A or Part B.
For Those on Medicare Part A
If you’re on Medi