f you are under the age of 65 and have a qualifying disability, you may be entitled for Medicare disability benefits. In this guide, we’ll cover what you need to know about all this.
Qualifying for Medicare Disability
To qualify for Medicare disability benefits, you must have a incapacity that meets the Social Security Administration’s definition of disability. You must also have paid Social Security taxes for a certain period of time, contingent on your age at the time you became disabled. In general, you must have worked for at least 10 years and paid Social Security levies to be eligible for its benefits.
Enrolling in Medicare Disability
If you qualify for its benefits, you will automatically be registered in Medicare Part A and Part B after receiving disability benefits for 24 months. Also, If you are suffering from Amyotrophic Lateral Sclerosis (ALS) or end-stage renal disease (ESRD), you may be eligible for its benefits immediately without having to wait 24 months.
Coverage
It benefits provide the same coverage as Medicare for those aged 65 and older. It covers inpatient hospital stays, skilled nursing care, sanatorium care, and some home health benefits. Medicare Part B covers doctor visits, outpatient care, and preventive services. Medicare Part D covers prescription drug coverage. You may also be eligible for Medicare Advantage (Part C), which is an alternative way to receive Medicare benefits through private insurance companies.
Navigating Medicare Disability
Navigating it can be overwhelming, especially if you are also dealing with a problem. Furthermore, consider working with a Medicare counselor who can help you understand your coverage options and answer any questions you may have. You can also reach out to your state’s Department of Health and Human Services for aid related to this topic.
