Still Working at 65? Here’s When You Actually Need to Sign Up for Medicare
Are you still working past age 65 and wondering if you need to sign up for Medicare right now? Before you enroll, there are a few rules — especially around employer coverage, HSAs, and “creditable coverage” — that can cost you thousands if you get them wrong.
In this video, I break down exactly when you’re required to sign up for Medicare while still working, when you can safely delay it, and the penalty traps most people don’t find out about until it’s too late. No sales pitch — I’m just here to explain it in plain English so you can make the right call for your situation.
In this video, you’ll learn:
- Whether you MUST enroll in Medicare Part A and Part B while still working
- How employer group health coverage (20+ employees) affects your Medicare timing
- The HSA + Medicare rule that catches so many people off guard
- What “creditable coverage” means and why it matters for avoiding penalties
- How to know your Special Enrollment Period window when you do retire
Every situation is a little different depending on your employer size, your state, and your coverage — so if you’re unsure, drop your situation in the comments and I’ll do my best to point you in the right direction.
📞 Have questions or want a no-pressure conversation about your specific situation?
🌐 medicareonvideo.com
📱 877-885-3484
