Starting Medicare After 65 | What to Know & How to Avoid Penalties

Turning 65 or older and need to enroll in Medicare? This guide covers everything you need to know about starting Medicare after age 65, including how to avoid costly late enrollment penalties.

In this video, you’ll learn:

✓ When to enroll in Medicare if you’re over 65

✓ Special Enrollment Period (SEP) rules for delayed enrollment

✓ How employer or spouse coverage affects your Medicare timeline

✓ Late enrollment penalties for Part B and Part D—and how to avoid them

✓ Which Medicare parts you need and when to sign up ✓ Common mistakes people make when enrolling after 65

Whether you delayed Medicare because of work coverage or didn’t realize you needed to enroll, we’ll walk you through the exact steps to get your coverage started without penalties.

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