Should You Delay Medicare If You’re Still Working After 65? (Avoid Costly Mistakes)

Medicare After 65: Delay or Enroll Now?

If you’re turning 65 but still working, you might be wondering: Do I need Medicare, or can I delay it? The answer can save — or cost — you thousands in penalties and coverage gaps.

In this video, we break down exactly when you should delay Medicare and when you absolutely should NOT. Whether you have employer coverage, COBRA, or are self-employed, understanding your options is critical.

You’ll learn:

• When you can safely delay Medicare Part B without penalties
• The difference between large vs. small employer coverage (THIS is huge)
• How Medicare works with employer insurance after age 65
• The biggest mistakes people make when delaying Medicare
• Special Enrollment Period rules you need to know

⚠️ One wrong move could lead to lifetime penalties or denied coverage — don’t guess.

If you’re planning retirement or helping someone navigate Medicare, this video will give you clarity and confidence.

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